Tuesday, January 12, 2010

Everett Senior Resources presents an Educational Seminar

Join Everett Senior Resources and make a good start on your New Year Resolutions:

Everett Senior Resources Presents


Moving forward with your resolutions:

P
ut your promises into action by stepping forward physically, emotionally, and financially.

· Staying heart healthy

· Emotional well being

· Medicare open enrollment basics

· Financial inventory for estate planning

· Protecting your assets


This educational seminar will be held 2pm Tuesday January 19th, 2010


Harbour Pointe Retirement

10200 Harbour Place Mukilteo, WA 98275

RSVP today at
Everett Senior Resources

Presented by: Bell & Ingram, P.S., Cascadia Agency, Harbour Pointe Retirement, Life Plans LLC, and Summit Pacific Rehabilitation

Tuesday, April 28, 2009

Local Businesses Form Community Blog focussed on Senior Issues

Bell Ingram, P.S., Cascadia Agency, and Harbour Pointe Retirement have come together to create a blog, which can be found at: www.everettseniorresources.com. The community site focusses on on senior, retirement, and estate planning issues in South Snohomish County and the greater Everett metro area

Recent articles on the site include:

How to simplify a will by creating a Tangible Personal Property List

Using an Annuity to help fund a stay in an Assisted Living Facility

How to make the adjustment to life in an retirement home easier

Do you have a question about retirement, estate planning, or end of life issues that you would like answers. Click here to submit your question to a local area expert.

Monday, April 28, 2008

Mukilteo Auto Insurance, Mukilteo Car Insurance

Great rates on auto and car insurance from a local agency!
877-220-5535

  • Guidance in selecting the right auto insurance coverage. We explain each policy and options in clear, easy-to-understand language.

  • Competitive rates and extensive insurance knowledge means Mukilteo residents always get the right coverage at a great price.

  • A local, dependable advocate who cares about your interest before, during, and after a claim. Hear a familiar voice every time you call.

  • Maximize your time. Cascadia Agency quickly analyzes your situation and suggests options that protect your auto, home, family, and more.

Friday, April 25, 2008

Edmonds Home Insurance, Edmonds Homeowners Insurance

Great rates on home insurance from a local agency!

  • Guidance in selecting the right homeowners insurance coverage. We explain each policy and options in clear, easy-to-understand language.

  • Competitive rates and extensive insurance knowledge means Edmonds residents always get the right coverage at a great price.

  • A local, dependable advocate who cares about your interest before, during, and after a claim. Hear a familiar voice every time you call.
  • Maximize your time. Cascadia Agency quickly analyzes your situation and suggests options that protect your auto, home, family, and more.

Thursday, March 27, 2008

New Website

We have a new website and blog which will be a great insurance resource for anyone in Edmonds, Mukilteo, Whidbey Island or anywhere in South Snohomish County.

Our new website can be found at: http://www.cascadiaagency.com/

Look forward to more in-depth analysis of insurance issues, a site map for easy navigation, and more frequents posts. We will no longer be posting here, so update any links to the new site.

Our new web page also has detailed information on Seattle Life Insurance

Thursday, January 10, 2008

Post and Pier Homeowner's Insurance

Homeowner’s from Tacoma to Seattle to Everett often struggle to find homeowner’s insurance for homes with Post & Pier foundations. Post & Pier foundations are common in many older homes and give buyers who find the perfect house a headache when try to find insurance. When buyers are able to find insurance for dwellings with post and pier foundations they often find that homeowner’s coverage is more expensive than a home with a standard foundation and the protection for liability and personal property is not the same as it would be on a standard policy.

Cascadia Agency in Mukilteo now has access to a standard homeowner’s policy that does not exclude post and pier foundations. There are limitations, exposed posts or pilings are not acceptable (all piers must be fully skirted) and other underwriting guidelines apply. For full details contact the Cascadia Agency at 425-353-1499 or check out our new website at:
http://www.postandpierinsurance.com/

Wednesday, December 5, 2007

My basement flooded during recent December storm, will my insurance cover the damages?

Many of our customers sustained water damage to homes, condos, and apartments from heavy rains that drenched the greater Seattle area December 2nd and 3rd. Unfotunately, most standard home and business insurance policies don’t cover storm related flood and water losses. Further, most insurance policies do not cover any type of water damage caused by surface water flooding, seepage, leakage, or storm, sewer, or sump pump back-up. Water damage is usually covered on a homeowner’s policy is when a pipe suddenly and accidentally bursts, while most other types of water damage are not covered.

Our agency offers flood insurance in Washington State protection through the National Flood Insurance Program, however the flood policy excludes most damage to basements. Flood insurance only covers flood damage; it does not cover leakage or seepage in basements where there was no surface water. Some losses that are not covered by insurance may be filed with a local government entity if water damage caused due to the back up of a city maintained storm water or sewer system.

To submit a claim contact the city or government entity that is responsible for the water back-up:

King County - 800-523-5044
http://www.metrokc.gov/prepare/

Snohomish County - (425) 388-5060 www1.co.snohomish.wa.us/Departments/Emergency_Management

City of Everett - 425-257-8800
http://www.everettwa.org/default.aspx?ID=62

City of Mukilteo - 425.355.4141, Ext. 225
http://ci.mukilteo.wa.us/SectionIndex.asp?SectionID=10

City of Seattle - (206) 684-8213
http://www.seattle.gov/riskmanagement/

If you need guidance on how to begin to repair damages here are few helpful links:

Pumping out a flooded basement
http://www.metrokc.gov/health/disaster/basementflood.htm

Mold Prevention
http://www.epa.gov/mold/table1.html

Dealing with flood damage (news story w/ links)
http://www.komotv.com/news/consumer/12102331.html

To clients of the Cascadia Agency – if you have incurred water damage from the recent storm please call our agency at 425-353-1499 for advice on how to process the claim.

If you are thinking about buying flood insurance there is one important statistic to remember; almost 25% of all flood insurance claims came from areas no one considered high risk. A single inch of water, which you may not think of as a flood, can cause costly damage to your home or business. It is important to remember that there is a 30 day waiting period in order to receive flood coverage.

Our agency philosophy is to meet each household once a year to ensure coverage stays current with the needs of each client and reviews your exposure to uncovered risks. We want to make sure our clients understand each policy and review limits and discover potential gaps before a loss occurs.